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Terms and Conditions
Effective Date: September 1, 2025
Welcome to Cash Theory.
By accessing or using our website and digital products, you agree to comply with the following Terms and Conditions.
Please read them carefully before purchasing or using our services.
1. Terms of Use
By accessing this website, you agree to be bound by these Terms, all applicable laws and regulations, and acknowledge that you are responsible for compliance with any local laws. If you do not agree, you must not use this website or our products.
2. License of Use
We grant you a limited, non-exclusive, non-transferable license to access and use the course materials for personal, non-commercial purposes only.
Under this license, you may not:
i. Modify, copy, reproduce, distribute, resell, or share the materials.
ii. Use the materials for any commercial purpose or public display.
iii. Attempt to reverse engineer or extract any source code from our platform.
iv. Remove any copyright, trademark, or proprietary notices.
v. Transfer your access or “mirror” materials on another server.
Any violation of these restrictions may result in immediate termination of your license and access.
3. Intellectual Property Rights
All content, materials, branding, videos, and course materials are owned by Cash Theory and are protected by copyright, trademark, and intellectual property laws. You may not share login credentials, resell, or distribute our materials. Unauthorized use may result in legal action.
4. Disclaimer
The materials on our website and courses are provided “as is.”
We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
All information is for educational purposes only. We do not provide financial, legal, or tax advice.
5. No Earnings Guarantee
Any testimonials, examples, or success stories shown on our website are exceptional results and are not typical.
Your results will vary based on individual effort, skills, market conditions, and other factors beyond our control.
We make no guarantees of income or success.
6. Limitations of Liability
In no event shall Cash Theory or its suppliers be liable for any indirect, incidental, or consequential damages (including loss of profits, opportunities, or data) arising from the use or inability to use our materials.
Our total liability to you, whether in contract, tort, or otherwise, shall not exceed the amount paid for the product or service.
7. Accuracy of Materials
The materials on our website may include technical, typographical, or photographic errors.
We do not warrant that any of the materials are accurate, complete, or current. We may update or modify content at any time without prior notice.
8. Access & Termination
We reserve the right to suspend or revoke your access to the course if you violate these Terms (for example, by sharing logins, reselling content, or engaging in prohibited use).
9. Refund Policy
Due to the digital nature of our products and immediate access to all content, all sales are final. We do not provide refunds once access is granted, except as required by applicable law (e.g., non-delivery or technical failure). Please review course details carefully before purchasing.
10. Privacy & Data Protection
We collect and use your personal information in accordance with our Privacy Policy and applicable Canadian privacy laws, including PIPEDA. By using our services, you consent to such collection and use.
11. Indemnification
You agree to indemnify, defend, and hold harmless Cash Theory, its officers, employees, and affiliates from any claims, damages, liabilities, costs, or expenses (including legal fees) arising out of your misuse of our website, products, or violation of these Terms.
12. Links to Third-Party Sites
We may include links to third-party websites. We do not control or endorse such websites and are not responsible for their content or practices. Use of third-party sites is at your own risk.
13. Modifications to Terms
We may revise these Terms at any time without notice. By continuing to use our website and services after changes are posted, you agree to be bound by the updated Terms.
14. Governing Law
These Terms are governed by and construed in accordance with the laws of the Province of Ontario, Canada. You irrevocably submit to the exclusive jurisdiction of the courts located in Ontario for any disputes arising from these Terms.
